15-30 Mins Consultations

With our combined experience of over 75+ years, trust us with securing your family’s needs and we wont ask for it again.

Needs Analysis

The needs analysis system is used to protect and secure your family’s specific needs.

Full Circle of Protection

Have the peace of mind that your family has full circle protection with an A+ supperior rating agency by AMBest & the Better Business Bureau.

Protecting Families Since 1951

Our Story & Our Mission

    

Hart-Dushaj was developed under the partnership of Zachary Hart & Mark Dushaj through American Income life, our parent company. The Hart-Dushaj agency is driven by the passion of our people to transcend what an insurance company can be when it comes to our communities. We are steadfast in our commitment to excellence in your experience and unwavering in our dedication to your eternal success with us.

Although the agency was founded under the partnership of Zach & Mark,  today, Hart-Dushaj seeks to create lasting partnerships with each and every single one of our valued and appreciated members.

68
Years
Protecting
35
Agencies
Internationally
128
Locations
Nationally
30
Unions
Partnership

SERVICES

PROGRAMS

EXCEPTIONAL PERMANENT BENEFITS

Final Expenses

Income Protection

Mortgage Protection

Debt Protection

Child Education

PROGRAMS

Learn how our programs can be tailor fit to every individuals wants, as well as needs, through our Needs Analysis procedure.

Promise to Our Communities

PHILANTHROPY

PHILANTHROPY

OUR FOCUS

Hart-Dushaj’s philanthropic focus is to always give back to the many communities from which we developed. We work tirelessly to preserve our family values, and to always be willing to lend a helping hand. We are currently working with many different non-profits in the Michigan, Missouri & Illinois regions. Our dream is to be a blessing as well as leave a mark in every community we can. Our success is measured by the lives we can change; we recognize that although our work may never be done, we are committed to the progress of this mission!

  • Community Service
  • Non-Profits
  • Union Partnerships
  • Give Back!

Our Local Communities Work

LIFE IN HD

COMING SOON!

Letters/Officer Report Forms

MEMBER REVIEWS

COMING SOON!

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YOUTUBE

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